EXPERIENCE 

• More than 11 years of experience in academics, research, and industry
• Served renowned institutions such as SVKM’s NMIMS (Deemed to be University), Chandigarh Campus; Chitkara University, Himachal Pradesh; Punjab Engineering College (Deemed to be University), Chandigarh; etc.
• Taught at both undergraduate and postgraduate level

RESEARCH/ TEACHING INTERESTS

Teaching Areas: Financial Accounting, Financial Management/ Corporate Finance, Banking and Insurance, Financial Statement Analysis etc.

Research Areas: Financial Inclusion, Financial Literacy, Micro Finance, Banking, MSMEs and Entrepreneurship, Sustainability etc.

PUBLICATIONS AND PRESENTATIONS 

Publications in Journals:

• How do Financial Inclusion Differ? Evidence from Indian States, Test Engineering and Management, 83, Pp. 17885-17906, March-April 2020, ISSN: 0193-4120

• The Gandhian Ideologies for Growth and Sustainability in Contemporary India, University News: A Weekly Journal of Higher Education, Vol. 57, Issue 39, Pp. 144- 148, Sep 30–Oct 6, 2019, ISSN: 0566-2257 

• Microfinance: An Approach for Financial Inclusion in India, International Journal of Social Science and Economic Research (IJSSER), 3, Issue 5, Pp. 2135-2143, May 2018, ISSN: 2455-8834
• Effect of Demonetization on Financial Inclusion in India, International Journal of Science Technology and Management (IJSTM), 6, Issue 1, Pp. 338-343, January 2017, ISSN:(Print) 2394-1529, ISSN:(Online) 2394-1537
• Women Social Entrepreneurship in India – A Reality, Global Journal for Research Analysis, IV, Issue XI, Pp. 26-28, November 2015, ISSN: 2277-8160
• Financial Inclusion in India: A Tool for Inclusive Growth, Finance India, XXIX, Issue 1, Pp. 161-174, March 2015, ISSN: 0970-3772
• Growth and Financing of MSMEs: A Case Study of Punjab and Haryana, Asia-Pacific Journal of Management Research and Innovation, Vol. 8, Issue 3, Pp. 315-321, September 2012, ISSN: 2319-510X

Publications in Edited Books/Conference Proceedings:

• Financial Inclusion in Rural Punjab – An Empirical Study, International Conference on Evidence Based Management (ICEBM 2015), organized by Department of Management, Birla Institute of Technology and Science (BITS), Pilani, published by Excellent Publishing House, New Delhi, March 2015, Vol.1 Pp. 158-161, ISBN: 978- 93-84935-18-4

• Financial Literacy and Usage of Banking Services – An Empirical Study of Financial Inclusion, International Conference on Research and Sustainable Business (ICRSB 2014), organized by Department of Management Studies, Indian Institute of Technology (IIT), Roorkee, published by Excel India Publishers, New Delhi, March 2014, Chapter 12, Pp. 76-82, ISBN: 978-93-83842-19-3
• Institutional Finance to MSMEs in India, UGC Sponsored National Seminar on Micro, Small and Medium Enterprises (MSMEs) Opportunities and Challenges, organized by Dev Samaj College for Women, Chandigarh, published by Twentyfirst Century Publications, Patiala, March 2012, Chapter No. 11, Pp. 91-100, ISBN: 978- 93-80144-55-9
• Performance Analysis of Major Micro Financing Institutions (MFIs) in India, International Conference on India’s Emergence in Global Scenario, organized by Gitarattan International Business School, Delhi, published by UDH Publishers & Distributors (P) Ltd., New Delhi, January 2012, Chapter No. 13, Pp. 129-142, ISBN: 978-81-85044-71-6 

Papers Presented:

• Financial Inclusion: A Tool for Self-Employment, International Conference on Skilling for Self-Employment, organized by Colombo Plan Staff College (CPSC), Philippines & National Institute of Technical Teachers’ Training and Research (NITTTR), Chandigarh on 21-22 February 2019
• Impact of Pradhan Mantri Awas Yojana (PMAY) on Employment in India, National Seminar on Impact of Current Government’s Policies on Employment, organized by Punjab Engineering College (Deemed to be University), Chandigarh & Centre for Economic Policy Research (CEPR) on 8 March 2018
• Make in India Programme: An Initiative for Employment Generation, National Seminar on Impact of Current Government’s Policies on Employment, organized by Punjab Engineering College (Deemed to be University), Chandigarh & Centre for Economic Policy Research (CEPR) on 8 March 2018

• Benefits and Problems of Financial Inclusion, International Conference on Financial Services: Creating Business Value and Sustainability, organized by University Business School (UBS), Panjab University, Chandigarh on 23-24 February 2018
• Financial Support for MSMEs – An Analysis, 19th Annual EDIC National Conference on Global Trends in Entrepreneurship, organized by National Institute of Technical Teachers’ Training and Research (NITTTR), Chandigarh on 27-28 November 2014
• Micro Finance – A Tool for Value Creation, UGC Sponsored National Seminar on Value Creation and Sustainable Development for the New Age Business: Issues and Challenges, organized by University School of Applied Management, Punjabi University, Patiala in collaboration with National Stock Exchange, New Delhi on 5 March 2013
• Financial Literacy: Path Towards Financial Inclusion in India, 6th International Conference on Innovative Ways of Managing Business in the Post Globalised Era, organized by Bharati Vidyapeeth Deemed University Institute of Management and Research (BVIMR), New Delhi co-partnered with Phd Chamber of Commerce & Industry on 2-3 February 2013
• Women Empowerment Through Micro Finance, International Conference on Women, Peace and Security, organized by Women Studies Centre, Punjabi University, Patiala on 26-27 October 2012

 Other Publications:

• What does Re-Settlement mean for Exporters/ Importers?, Voices, Economy, Times of India, 8 August 2022

AWARDS AND HONOURS

• Awarded Elite-Gold Badge and acknowledged as a topper (top 2%) in 8 weeks (July- September 2023) MOOC-cum-FDP on "Financial Accounting” by Swayam-NPTEL in association with IIT Bombay
• Awarded Elite-Silver Badge and acknowledged as a topper (top 1%) in 8 weeks (July- September 2023) MOOC-cum-FDP on "Corporate Finance” by Swayam-NPTEL in association with IIT Kharagpur
• Awarded Design Patent "Shampoo and Conditioner Compact Pack” bearing Design 332698-001 by The Patent Office, India (registered in March 2021 and published in Journal No. 12/2021)
• Awarded Junior Research Fellowship by UGC-NET in 2012

Patent Awarded:

Design Patent "Shampoo and Conditioner Compact Pack” bearing Design No. 332698-001 registered at The Patent Office in March 2021, India and published in Journal No. 12/2021.

FDPs/ STCs/ Workshops/ Conferences/ Trainings Attended:

·Innovation Ambassador Training (Foundation Level), organized by MoE’s Innovation Cell and AICTE, GoI, 30 June – 30 July 2021

·Training Programme on "Covid19 Second Wave and Logistic Supply Chain Management", organized by National Institute of Disaster Management, Ministry of Home Affairs, GoI & Federation of Indian Chambers of Commerce and Industry, 11-13 May 2021

·FDP on "Statistical Analysis and Structuring Equation Modelling in Social Sciences using AMOS and Smart PLS”, organized by Institute of Management Studies, Ghaziabad, 10-14 August 2020

·Conference on "India Internet Day”, organized by TiE Delhi-NCR, 7-8 August 2020

·FDP on "Pedagogy for Logistics Courses”, organized by Logistics Sector Skill Council, Chennai, 10-13 July, 2020

·Virtual Training Program on "Workplace-based Pedagogy” for Trainers, organized by Retailers Association’s Skill Council of India, Mumbai & Deutsche Gesellschaft fur Internationale Zusammenarbeit (GIZ) GmbH, 24-26 June 2020

·STC/FDP on "Machine Learning using Python”, organized by Electronics & ICT Academy, IIT Roorkee, 20-29 April 2020

·Industry Academia Interaction on "Waste Management – Exhibition cum Seminar”, organized by Chitkara University, Himachal Pradesh & Mahatma Gandhi National Council of Rural Education, Hyderabad, 24-25 January 2020

·STC on "Research Methodology and Statistics”, organized by PEC University of Technology, Chandigarh, 30 May – 4 June 2016

·Workshop on "Technical Communication”, organized by University Business School, Panjab University, Chandigarh, 27-31 May 2015

·Workshop on "Language, Communication and National Service Scheme”, organized by PEC University of Technology, Chandigarh, 30-31 August 2013

·Workshop on "Applied Statistics Using SPSS”, organized by Department of Statistics, Panjab University, Chandigarh, 14-20 November 2011

·National Workshop on "Research Methodology”, organized by Gitarattan International Business School (GIBS), New Delhi, 24-25 June 2011

·Various other one day workshops/ seminars/ webinars etc.

Online Courses (Webinars) Completed:

·Introduction to Cyber Security (2021)

·Technical Writing (2021)

·Writing Grant Proposals (2021)

·NSDC Course: Retail Trainee Associate (2021)

·Basic German Language Skills (2020)

·Strategies for Economic Growth and Development (2020)

·Retail Management: Retail Technology and Security (2020)

·Business Etiquette and Professionalism (2020)

·Effective Communication and Sales Technique (2020)

Invited Speaker:

·As a moderator for the Seminar on "Towards a Skill Embedded Education System” organized by The Associated Chambers of Commerce and Industry of India (ASSOCHAM) and Chitkara University, Himachal Pradesh on 31 July 2021.

·As a panel member for the Webinar on "Introduction to Securities Market” organized by Chitkara University, Himachal Pradesh, Securities and Exchange Board of India (SEBI), National Securities Exchange (NSE) and National Securities Depository Limited (NSDL) on 18 September 2020.

·As a judge for the Session "Trailblazer” in the event ‘Aura’ organized by the NGO Images on 23 August 2014.

Other Contributions/Activities across career span:

·Officiated as HoD

·Convener of Board of Studies & Member of Academic Council

·Member of IQAC Team

·Organizer/ Coordinator of Expert Lectures, Seminars, Workshops, Webinars etc.

·Member of Newsletter Editorial Board and various Committees

·Coordinator for Value Added Courses

·Question Papers Reviewer

·Courses Coordinator

·Mentorship of Students

·Curriculum Development

· Department Time Table & Examination Coordinator

EXTRACURRICULAR/ OTHER ACTIVITIES

 Online Courses (MOOCs) Completed:

• Financial Accounting (Swayam-NPTEL, 2023)
• Corporate Finance (Swayam-NPTEL, 2023)
• Diploma in Cost Accounting (Alison, 2023)
• Diploma in Financial Management for Managers (Alison, 2023)
• Diploma in International Finance (Alison, 2023)
• Introduction to Cyber Security (Cisco, 2021)
• Technical Writing (Saylor Academy, 2021)
• Writing Grant Proposals (Saylor Academy, 2021)
• NSDC Course: Retail Trainee Associate (Alison, 2021)
• Basic German Language Skills (Alison, 2020)
• Strategies for Economic Growth and Development (Alison, 2020)
• Retail Management: Retail Technology and Security (Alison, 2020)
• Business Etiquette and Professionalism (Alison, 2020)
• Effective Communication and Sales Techniques (Alison, 2020)

 Invited Speaker:

• As a moderator for the Inaugural Session of the International Conference on Innovative Technologies for Clean and Sustainable Development organized by Chitkara University, Himachal Pradesh and National Institute of Technical Teachers Training and Research (NITTTR), Chandigarh on 14-15 October 2021
• As a moderator for the Seminar on "Towards a Skill Embedded Education System” organized by The Associated Chambers of Commerce and Industry of India (ASSOCHAM) and Chitkara University, Himachal Pradesh on 31 July 2021 (broadcasted on youtube)
• As a panel member for the Webinar on "Introduction to Securities Market” organized by Chitkara University, Himachal Pradesh, Securities and Exchange Board of India (SEBI), National Securities Exchange (NSE) and National Securities Depository Limited (NSDL) on 18 September 2020
• As a judge for the Session "Trailblazer” in the event ‘Aura’ organized by the NGO Images on 23 August 2014

FDPs/ STCs/ Workshops/ Conferences/ Trainings Attended:

• FDP on "Financial Accounting” by Swayam-NPTEL during July-September 2023
• FDP on "Corporate Finance” by Swayam-NPTEL during July-September 2023
• Innovation Ambassador Training (Foundation Level), organized by MoE’s Innovation Cell and AICTE, GoI, 30 June – 30 July 2021
• Training Programme on "Covid19 Second Wave and Logistic Supply Chain Management", organized by National Institute of Disaster Management, Ministry of Home Affairs, GoI & Federation of Indian Chambers of Commerce and Industry, 11- 13 May 2021

• FDP on "Statistical Analysis and Structuring Equation Modelling in Social Sciences using AMOS and Smart PLS”, organized by Institute of Management Studies, Ghaziabad, 10-14 August 2020
• Conference on "India Internet Day”, organized by TiE Delhi-NCR, 7-8 August 2020
• FDP on "Pedagogy for Logistics Courses”, organized by Logistics Sector Skill Council, Chennai, 10-13 July, 2020
• Virtual Training Program on "Workplace-based Pedagogy” for Trainers, organized by Retailers Association’s Skill Council of India, Mumbai & Deutsche Gesellschaft fur Internationale Zusammenarbeit (GIZ) GmbH, 24-26 June 2020
• STC/FDP on "Machine Learning using Python”, organized by Electronics & ICT Academy, IIT Roorkee, 20-29 April 2020
• Industry-Academia Interaction on "Waste Management – Exhibition cum Seminar”, organized by Chitkara University, Himachal Pradesh & Mahatma Gandhi National Council of Rural Education, Hyderabad, 24-25 January 2020
• STC on "Research Methodology and Statistics”, organized by PEC University of Technology, Chandigarh, 30 May – 4 June 2016
• Workshop on "Technical Communication”, organized by University Business School, Panjab University, Chandigarh, 27-31 May 2015
• Workshop on "Language, Communication and National Service Scheme”, organized by PEC University of Technology, Chandigarh, 30-31 August 2013
• Workshop on "Applied Statistics Using SPSS”, organized by Department of Statistics, Panjab University, Chandigarh, 14-20 November 2011
• National Workshop on "Research Methodology”, organized by Gitarattan International Business School (GIBS), New Delhi, 24-25 June 2011
• A number of other Workshops, Seminars/ Summits, Expert Lectures, and Webinars organized by NAAC, TiE, AICTE, CII, PEC, ISB, NITTTR, AIU, NIDM, GoI, Panjab University, Chitkara University, Deakin University, Flinders University, NMIMS, since 2011 

STCs/ Workshops/ Events – Organized/ Coordinated/ Convened etc.:

• Series of Cultural Events at SVKM’s NMIMS (Deemed to be University), Chandigarh from February 2022 to present
• Multiple Workshops/Webinars/Events on themes like Financial Literacy, Mental Health, Consumer Behaviour, Waste Management and Social Entrepreneurship, Retail Management, , at Chitkara University, Himachal Pradesh during July 2019 – December 2021
• Several Workshops/ Expert Lectures at Punjab Engineering College (Deemed to be University), Chandigarh, during 2013-2019, in addition to the National Seminar on "Impact of Current Government’s Policies on Employment” on 8 March 2018 and STC on "Research Methodology and Statistics” in 2016 

Other Activities across career span:

• Officiated as HoD
• Convener of Board of Studies & Member of Academic Council
• Reviewer of Scopus Indexed and ABDC ‘B’ Journal (Emerald Publication)
• Member of various Committees
• Curriculum Development
• Question Papers Setter and Reviewer
• Courses Coordinator
• Mentorship of Students